Our Approach

Helping Homeowners and Businesses Navigate Insurance Claims

What We do

Helping Homeowners and Businesses Navigate Insurance Claims

YOUR Trusted Public Adjusters

As licensed public adjusters, we represent you, the policyholder, not the insurance company. We help you navigate the often-complex world of insurance claims, ensuring that your claim is properly documented, assessed, and presented for a full and fair settlement. Our services include:

Residential Claims

From fire and water damage to storm and flood claims, we handle it all.

Commercial Claims

If your business is affected by property damage, we’ll help you recover lost income, repair costs, and more.

Catastrophic Loss

Large-scale damage from natural disasters requires special attention. We’re here to make sure you receive a full and fair settlement.

Loss of Business Income

For businesses, we’ll help you recover both property damage and lost profits due to interruptions.

Our Areas of Expertise

Residential Property Damage

Whether it is damage from fire, water or storm, we work to make sure homeowners receive the full compensation they deserve so your family can return to everyday life without added stress

Commercial Property Claims

From office buildings and retail stores to warehouses and commercial complexes, we manage the entire claims process; helping business owners recover from fire, water, and storm damage.

Fire & Smoke Damage

Fire and smoke can leave behind more damage than meets the eye. We handle your claim thoroughly, from inspection to settlement, ensuring you receive what you're entitled.

Flood & Water Damage

Water damage can escalate quickly! Whether from plumbing failures or natural flooding, we document every loss and negotiate with the insurance company to prevent underpayment.

Hurricane & Storm Damage

Storms are unpredictable; your claim shouldn’t be. We specialize in storm-related damage and know how to navigate the fine print of weather-related policies.

Vandalism & Theft

When criminal acts strike your property, we step in to ensure your claim reflects the full extent of the damage and loss; not just what the insurance company wants to cover.

Business Interruption Claims

Downtime costs money. We handle complex commercial claims to minimize interruptions, protect your investment, and secure the compensation your business needs to recover.

Denied or Underpaid Claims

If your claim was denied or underpaid, let TEAM Adjusting reevaluate your claim.

Our step-by-step process

1. Initial Consultation: We’ll review your case at no cost to you. Our team will explain the claims process and how we can help.

2. Damage Assessment: We conduct a thorough inspection of your property and assess all damages.

3. Filing the Claim: We prepare and submit all necessary documents to your insurance company, ensuring the claim is filed correctly.

4. Negotiation: We work directly with your insurance company to negotiate a fair and comprehensive settlement.

5. Settlement: Once we reach a settlement, you will receive a payout for your covered losses in a timely manner.